Credit repair and credit recovery in California, city by city
If you need to clean your credit, start with your free reports at AnnualCreditReport.com, dispute anything that's wrong, and build good habits that raise your FICO score. Pick your city for local answers, then choose an agency to help, or do it yourself for free.
Get started freeChoose your city
Los Angeles
Los Angeles County · Crenshaw Boulevard, Leimert Park
San Diego
San Diego County · Balboa Park, Chicano Park
Riverside
Riverside County · the Mission Inn, Mount Rubidoux
Oceanside
San Diego County · the Oceanside Pier, The Strand
Lake Elsinore
Riverside County · the lake itself, the Lake Elsinore Diamond
Oakland
Alameda County · Lake Merritt, the Fox Theater
Anaheim
Orange County · the Disneyland Resort, Angel Stadium
Santa Ana
Orange County · the Old Orange County Courthouse, the Bowers Museum
Long Beach
Los Angeles County · the Queen Mary, the Aquarium of the Pacific
Escondido
San Diego County · Grand Avenue, the California Center for the Arts
San Bernardino
San Bernardino County · the Arrowhead on the mountain, the original McDonald's site on E Street
Pomona
Los Angeles County · the Fairplex, Cal Poly Pomona
Compton
Los Angeles County · the Compton/Woodley Airport, the Dominguez Rancho Adobe
Inglewood
Los Angeles County · SoFi Stadium, the Kia Forum
Common questions
What is credit recovery?
Credit recovery is getting your credit back on track after hard times: fixing errors on your reports, dealing honestly with real debts, and building new on-time history so your score climbs again.
Is credit repair different from credit building?
Yes. Credit repair corrects what's wrong on your reports. Credit building adds positive history, like on-time payments and low balances. Most people need some of both.
Can I really fix my credit myself?
Yes. You have the legal right to dispute inaccurate information with the credit bureaus for free. Agencies save time and keep things organized, but they can't do anything you can't legally do yourself.